Terms of Use

2. NorthStar Finance LLC

This Website is presented by NorthStar Finance LLC, an independent alternative investment and advisory firm. NorthStar Finance and its affiliates are separate legal entities, and no legal or financial relationship is to be implied between or among any entities on this Website. The products and services described on this Website may be offered by NorthStar Finance or any of its affiliates. Please note that these products and services may change at any time.

3. Modifications of the Terms of Use

We reserve the right to change, modify, amend, and/or update these Terms of Use at any time with or without prior notice. Your use of this Website following any such changes, modifications, amendments, and/or updates constitutes your unconditional agreement to follow and be bound by these Terms of Use as so changed, modified, amended, and/or updated. You are responsible for reviewing these Terms of Use each time you use or access the Website.

4. Links to Third-Party Websites

We are not affiliated or associated with the sponsors, owners, or producers of any third-party websites linked to or from this Website. These linked sites are not under our control, and we explicitly disclaim any responsibility for the accuracy, content, or availability of the information, products, and/or services found on or through such third-party sites. We do not endorse and have not taken any steps to confirm the accuracy or reliability of any of the information, products, or services contained on or through such third-party sites. You are solely responsible for any claims, damages, or liabilities incurred by you as a result of your use of any such third-party websites.

5. Permitted Use and Intellectual Property

The Website and its contents are intended solely for informational and personal use. Unless otherwise explicitly specified, all materials that are included in or are otherwise a part of this Website are copyrights, trademarks, trade dress, and/or other intellectual property owned, controlled, or licensed by NorthStar Finance or by third parties and are protected by U.S. and international intellectual property laws.

You acknowledge and agree that nothing contained in these Terms of Use shall be construed as a license to use the copyrights, trademarks, service marks, trade name, trade dress, or other intellectual property of NorthStar Finance or its affiliates. You further acknowledge that you will not reference NorthStar Finance in any promotional materials or press releases without the prior written consent of NorthStar Finance. In addition, you agree not to: (a) use or access this Website for any purpose that is unlawful or prohibited by these Terms of Use; (b) use or access this Website in a manner that could damage, disable, overburden, or impair any NorthStar Finance computer network or server; (c) interfere with any third party's use and enjoyment of this Website; or (d) attempt to gain unauthorized access to accounts, computer systems, or networks connected to any NorthStar Finance server through hacking, password mining, or any other means.

6. No Investment Advice; Disclaimer

NOTHING ON THIS WEBSITE CONSTITUTES INVESTMENT, LEGAL, TAX, OR FINANCIAL ADVICE. THE INFORMATION CONTAINED ON THIS WEBSITE IS PROVIDED FOR GENERAL INFORMATIONAL PURPOSES ONLY AND DOES NOT CONSTITUTE AN OFFER TO SELL OR A SOLICITATION OF AN OFFER TO BUY ANY SECURITY OR INVESTMENT PRODUCT. PAST PERFORMANCE IS NOT INDICATIVE OF FUTURE RESULTS.

THIS WEBSITE IS PROVIDED BY NORTHSTAR FINANCE ON AN "AS IS" AND "AS AVAILABLE" BASIS. WE MAKE NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THIS WEBSITE OR THE INFORMATION INCLUDED ON SUCH WEBSITE. WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT REPRESENT OR WARRANT THAT THE FUNCTIONS CONTAINED IN THIS WEBSITE WILL BE ERROR-FREE OR UNINTERRUPTED, OR THAT THE WEBSITE OR THE SERVER THAT MAKES THE WEBSITE AVAILABLE ARE FREE FROM ANY HARMFUL COMPONENTS INCLUDING VIRUSES.

7. Limitation of Liability

UNDER NO CIRCUMSTANCES AND UNDER NO LEGAL OR EQUITABLE THEORY, WHETHER IN TORT, CONTRACT, STRICT LIABILITY, OR OTHERWISE, SHALL NORTHSTAR FINANCE OR ANY OF ITS MEMBERS, AFFILIATES, EMPLOYEES, DIRECTORS, OFFICERS, AGENTS, OR CONTRACTORS BE LIABLE TO YOU OR TO ANY OTHER PERSON FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, PUNITIVE, OR CONSEQUENTIAL LOSSES OR DAMAGES OF ANY NATURE ARISING OUT OF OR IN CONNECTION WITH THE USE OF OR ACCESS TO OR INABILITY TO USE OR ACCESS THIS WEBSITE, INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOST PROFITS, LOSS OF GOODWILL, LOSS OF DATA, WORK STOPPAGE, OR COMPUTER FAILURE OR MALFUNCTION, EVEN IF AN AUTHORIZED REPRESENTATIVE OF NORTHSTAR FINANCE HAS BEEN ADVISED OF OR SHOULD HAVE KNOWN OF THE POSSIBILITY OF SUCH DAMAGES.

8. Indemnification

YOU AGREE TO DEFEND, INDEMNIFY, AND HOLD NORTHSTAR FINANCE AND ITS MEMBERS, AFFILIATES, SUBSIDIARIES, DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, AND CONTRACTORS HARMLESS FROM AND AGAINST ANY AND ALL CLAIMS, DAMAGES, LIABILITIES, CAUSES OF ACTION, COSTS, AND EXPENSES, INCLUDING ATTORNEYS' FEES, ARISING FROM OR RELATED TO (I) YOUR USE OF THIS WEBSITE AND/OR (II) YOUR BREACH OF ANY OF THE TERMS AND CONDITIONS OF THESE TERMS OF USE.

9. Termination

NorthStar Finance shall have the right to suspend or terminate your access to, and use of, the Website immediately, in its sole discretion, with or without notice, for any or no reason. NorthStar Finance also reserves the right to investigate suspected violations of these Terms of Use. Upon termination, all rights granted to you under these Terms of Use will cease immediately.

10. Governing Law

These Terms of Use shall be governed by and construed under the laws of the State of Illinois, without regard to conflicts of laws principles. YOU AGREE THAT JURISDICTION OVER AND VENUE IN ANY LEGAL PROCEEDING DIRECTLY OR INDIRECTLY ARISING OUT OF OR RELATING TO THIS WEBSITE OR THE USE OR ACCESS THEREOF SHALL BE EXCLUSIVELY IN THE STATE OR FEDERAL COURTS LOCATED IN COOK COUNTY, ILLINOIS. YOU WAIVE ANY OBJECTION BASED ON LACK OF JURISDICTION, IMPROPER VENUE, OR FORUM NON-CONVENIENS IN ANY SUCH ACTIONS.

11. Commencement of Actions

ANY CAUSE OF ACTION OR CLAIM YOU MAY HAVE WITH RESPECT TO THIS WEBSITE MUST BE COMMENCED WITHIN ONE (1) YEAR AFTER SUCH CLAIM OR CAUSE OF ACTION ARISES.

12. Communications

In connection with your use of the Website, you consent to NorthStar Finance recording any communication, electronic or otherwise, between you and NorthStar Finance and retaining any information and data you submit while using the Website. Please do not send time-sensitive communications via the Website contact form, as NorthStar Finance will not be responsible for responding to any such communications on an expedited basis.

13. Miscellaneous

The failure of NorthStar Finance to act with respect to a breach of these Terms of Use by you or others does not constitute a waiver and shall not limit NorthStar Finance's rights with respect to such breach or any subsequent breaches. If any provision of these Terms of Use is found to be invalid or unenforceable, that provision shall be enforced to the maximum extent permissible and the remaining provisions shall remain in full force and effect. These Terms of Use constitute the entire agreement between you and NorthStar Finance with respect to your use of the Website.

14. Contact Us

If you have any questions or concerns regarding these Terms of Use, please contact NorthStar Finance at:

NorthStar Finance LLC Chicago, Illinois Email: [email protected] Phone: 312.545.2638